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Coverage Information

Xercor’s coverage options for self-storage provide affordable protection against damage from the unpredictable – like mold, hail, windstorm, fire, vandalism and burglary.

Animated boxes and storage sitting on a table

What We Cover

Life is unpredictable. Protect your possessions.

No one can predict the future. Luckily, you don’t have to – you just need to take steps to safeguard your valuables.

Most self-storage facilities aren’t responsible for their customers’ belongings while stored. Fortunately, Xercor offers convenient, accessible and affordable insurance for just this purpose. You can purchase coverage when you sign your storage lease or rental agreement. Not certain how much coverage you need? Carefully consider exactly what you’ll be protecting.

With a self-storage insurance policy from Xercor, your belongings stored in your unit are covered for damage from the following:

*Sublimits apply

Coverage Options

Animated man with storage box

INSURANCE AMOUNT

$12.00/mo

$3,000

Dorm essentials
Holiday decorations
Clothes
Toys
Books

Animated woman with storage box and books

INSURANCE AMOUNT

$14.00/mo

$4,000

Small- to medium-sized furniture
Electronics
Medium appliances

Animated woman with storage boxes and books

INSURANCE AMOUNT

$16.00/mo

$5,000

Inventory for your business
Specialty machinery & equipment
Furniture
Large appliances

Please note: A $100 deductible applies to all claims and coverage options may vary by facility.

Sublimits

Xercor provides sublimits for common industry perils. A sublimit provides limited coverage for losses that would not otherwise be included in your policy. Regardless of which coverage limit you select, the sublimit is the same.

When selecting the storage unit insurance policy coverage that’s best for you, think about what you will be storing. How much would it cost to replace it? To get started, choose the coverage level that suits your needs.

TYPE OF DAMAGESUBLIMIT AMOUNT
Vermin, rodents, insects$500
Mold, mildew, fungus, wet or dry rot$500
Flood, rising waters$1000